Established Mortgage Brokerage, Relocatable and Remote

Mortgage lender for sale in Denver Metro

Asking price

$811,000

Revenue

$334,229

Cash flow

$289,758

About this business

This is a fully remote, two-person mortgage brokerage operating across nine states, built on a referral-driven book of business and a nationally recognized niche in the LGBTQ community. Founded in 2019, the business holds NMLS licensing and has earned the distinction of being the only mortgage brokerage in the country certified by the National LGBTQ Chamber of Commerce, a credential the owner reports generates meaningful, recurring deal flow through affiliated networking groups and realtor relationships.

The business requires no physical location and runs lean, with the two owners handling origination and operations themselves. The owner reports that roughly 75% of revenue comes from repeat clients, referrals from past clients, and LGBTQ community partnerships, with realtors and organic online search making up the rest. The brokerage was named Mortgage Broker of the Year at the national level by the National Association of Mortgage Brokers in 2022. The owners made a deliberate choice in recent years to reduce headcount and focus on net profitability, and the financials reflect that discipline: adjusted cash flow has grown steadily as expenses have come down. A large portion of the existing client book has not yet refinanced, representing a pipeline the new owner can work as the rate environment shifts.

The owners are retiring after more than two decades in the mortgage industry and are committed to a thorough transition. They are open to introducing the buyer to their realtor network, sharing client history and documentation, and providing as much transition time as needed so existing relationships carry forward seamlessly.